Want to Save $1,000s on Your Manufactured Home?

Whether you're looking for cash out, consolidation or want to refinance to a lower rate, we can help.

Manufactured home with American flag
“Cardinal was great and patient every step of the way. Your company really helped me out coming off a bankruptcy when I thought I had no options you guys gave me a second chance!” Angela & Todd

6 Ways We Help You Lock in Lower Rates

Let our experienced team of Loan Originators guide you through the buying or refinancing process quickly, efficiently, and confidently.

01

Get a Cash-Out* Refinance

Take advantage of your manufactured home's equity with a cash-out* refinance and put your home loan to work for you.

02

Refinance for Better Rates

Refinancing replaces your existing mortgage with a new one. Reduce your rate, lower your payment, or change the term. You may also take cash-out* from your equity.

03

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our tools to shop around and find terms that work for you.

04

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the home you really want. Most loans close in 45 days or less.

05

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.

06

Secure Your Manufactured Home Loan

Rates are competitive — so it's a great time to act. We'll help you apply for, compare, and choose a loan that makes your home an affordable reality.

Know Your Options & Get Pre-Approved with Our Quick & Easy Tools

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Analyze Your Refinance Options

This calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

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Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

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Get your Pre-Approval Letter

Find out how much manufactured home you can afford by getting pre-approved for your next home loan now.

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Your Manufactured Home Loan Could Be Fully Funded 45 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online application. Move through approval quickly — usually in less than 45 days.

Couple reviewing refinance documents at a kitchen table

Accomplish Your Strategic Refinance

Want some financial wiggle room? We'll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.

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Comparing mortgage rate quotes side-by-side

Shop Around for the Best Rate

As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you're getting the best deal.

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Family standing in front of their new manufactured home

Pick the Right Home Purchase Loan for You

Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We're here to help you make that choice.

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Get Your Manufactured Home Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your customized rate comparison below:

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